Do you keep running out of cash but don’t know why? Want to save money but don’t know how? Mint is here to help. The free “online personal finance service” takes all the features of having a pricey personal accountant and makes them simpler and even kind of fun. Think you need Quicken? No longer. Instead, Mint lets you keep track of your finances with a web-based service that’s hassle-free. By safely and securely providing Mint with your bank and credit account information, Mint automatically downloads transactions from your accounts and categorizes them; you can see your spending broken up into categories so you know how much you’re spending and on what. If you’re looking to save more money, Mint will tell you which banks and credit services offer the lowest prices and best interest rates, ensuring you’ll get the best deal. You can even see all your account balances at one glance, eliminating the need to hop from site to site to get your overall economic picture. And yes, there’s an iPhone app for that.